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JU Chikaire
AR Tijjani
KA Abdullahi

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JU Chikaire
AR Tijjani
KA Abdullahi

International Journal of Agricultural Policy and Research
ISSN 2350-1561
Vol.4 (2), pp. 17-21, February 2016
Available online at
Article 16/ID/JPR005/05/ pages
Author(s) agree that this article remain permanently open access under the terms of the Creative Commons Attribution License 4.0 International License.

Original Research Article

The perception of rural farmers of agricultural insurance as a way of mitigation against climate change variability in Imo State, Nigeria

1*Chikaire J.U., 2Tijjani A.R. and 2Abdullahi K.A

1Department of  Agricultural Extension, Federal University of Technology, Owerri, Imo State, Nigeria.
2Department of Agricultural Economics and Extension, Federal University, Dutsin-ma, Katsina State, Nigeria.

*Corresponding Author Email symeonjachin(at)

date Received: January 10, 2016     date Accepted: February 8, 2016     date Published: February 12, 2016


The study was carried out to analyze rural farmers’ perception, awareness and use of agricultural insurance as a hedge against climate change. Multi-stage sampling technique was used to select 300 farmers from 12 communities from the study area. Data were collected with the aid of questionnaire and analyzed using descriptive statistics such as mean scores and percentages. Results indicated that the mean age of respondents was 55.2years, with 62.3% married, while 61.7% had attended secondary school.  The mean household size was 8.7, mean farm size (2.2 hectare), and mean farming experience was (38.6 years). Majority of the famers (84.%) had no access to extension services, whereas 78.3% belonged to some social organizations. It was observed that, there were increased in temperatures (98%) with resultant reduction in crop yield (9.59), increased in flooding (100%) incidences.  Majority of the farmers (87.3%) were not aware of the agricultural insurance opportunity but 75% had indicated interest if they can access it. The famers agree that provision of insurance to them would reduce risk and  setbacks, cushion shock arising from losses, increase credit worthiness and reduce vulnerability  as well. It was recommended that extension personnel be sent to educate the respondents, training and enlightenment them on possible ways that will improve their productivity and welfare.

Key words: agricultures, insurances, climate change, weather, awareness.

Chikaire et al